Even a seemingly minor car accident can be a traumatic event. When serious injuries occur, the physical, emotional, and financial impact can be life-altering. Unfortunately, insurance companies rarely offer fair compensation without strong legal advocacy. That’s why working with an experienced car accident lawyer serving Thousand Oaks and Westlake Village can make all the difference in protecting your rights and pursuing the full recovery you deserve.
Key California Car Accident Laws
California Is a Fault-Based State
Under California law, the driver who causes a crash is financially responsible for the resulting injuries and property damage. These costs are typically paid through that driver’s liability insurance policy.
To ensure coverage, California Insurance Code § 11580.1(b) requires all drivers to carry minimum liability insurance of:
- $15,000 for injury or death to one person
- $30,000 for injury or death to more than one person
- $5,000 for property damage
Comparative Fault Applies
California also has a comparative fault system, which means more than one driver can share responsibility for a crash.
If you’re partially at fault, your compensation may be reduced by your percentage of responsibility. For instance, if you’re 20% at fault, your total award will be reduced by 20%.